The 4% Rule Isn't a Law of Physics: What Its Own Creator Says About Retirement Withdrawals Today
The man who created the 4% retirement withdrawal rule has rethought it. Here's what that means for your own retirement income plan.


The man who created the 4% retirement withdrawal rule has rethought it. Here's what that means for your own retirement income plan.

Claiming Social Security at 62, 67, or 70? Here's how the decision works, what spouses overlook, and how it fits into your retirement income plan.

QLACs let you move part of your IRA into guaranteed future income while lowering today's RMDs. Here's how they work and who they fit.

Midterm election years have a history of making markets jumpy. Here's what the data actually shows this year, and why your retirement paycheck doesn't need to ride on it.

Cap rate, participation rate, spread: the three terms that determine how a fixed indexed annuity actually calculates your credited interest, explained in plain language.

The 2027 Social Security COLA will be announced October 14. Here's what the current 3.6% estimate really means for your retirement income — and why it shouldn't be your whole plan.